Our Trusted Insurance Partners
We collaborate with leading global and regional insurers to offer tailored health, travel, and property insurance solutions for expats, families, digital nomads, retirees, and travelers across Southeast Asia.
- Compare top insurance plans
- Get instant quotes in under 2 minutes
- Enjoy personalized support from the WAISIAM team
AXA Thailand
Overview
AXA is a globally renowned insurer with a strong presence in Thailand since 1998. Known for robust regulatory compliance and extensive hospital networks, AXA is perfect for expats and families seeking comprehensive international health coverage.
Key Facts
- In Thailand since 1998
- Regulated by: Office of Insurance Commission (OIC) Thailand
- Global presence: 50+ countries
- Partner hospitals in Thailand: 450+
Key Plans Offered
- Health Insurance (Outpatient & Inpatient)
- Travel Insurance (Schengen & worldwide)
- Car Insurance
- Property and Business Insurance
Highlights
- 100% cashless access at top hospitals
- Visa OA and Retirement visa compliant plans
- Optional dental and optical coverage
- Convenient mobile app for claims and reimbursements
WAISIAM Advantage
- Compare AXA plans with other top insurers
- Get a quote in under 2 minutes
- Dedicated personalized support from WAISIAM team
LUMA Health
Overview
LUMA specializes in high-quality health insurance for expats, digital nomads, and families in Thailand and Southeast Asia, delivering flexible and friendly coverage.
Key Facts
- Headquarters: Bangkok
- Established: 2014
- Specialist in Southeast Asian health coverage
Key Plans Offered
- Local and International Health Insurance
- Travel Insurance (including COVID coverage)
- Maternity add-ons available
Highlights
- Friendly underwriting for expats
- No waiting period for emergency hospitalizations
- 24/7 multilingual customer service (English, French, Thai)
WAISIAM Advantage
- Instant premium estimation
- Clear, easy-to-understand plan comparison tables
- Human follow-up support after quoting
Pacific Cross
Overview
Pacific Cross is a veteran insurer in Southeast Asia with 60+ years of experience. Ideal for retirees and families, it offers flexible international health insurance with straightforward benefits.
Key Facts
- 60+ years' operating in Asia
- Headquarters: Bangkok
- Underwritten by Pacific Cross Health Insurance PCL
Key Plans Offered
- Premier inpatient and outpatient health plans
- Maternity and dental options
Highlights
- High age acceptance (up to 74 years)
- Transparent benefits with clear sub-limits
- Simple claims and pre-authorization process
WAISIAM Advantage
- Customizable results to fit your budget
- Cashless hospital access nationwide
- Direct claims support through W Insurance
April International
Overview
April International is a French insurance group providing flexible, portable, and multilingual health insurance, especially suited to expats living across Asia.
Key Facts
- Global presence in 30+ countries
- Thailand office based in Bangkok
- Focused on mobile expats and remote workers
Key Plans Offered
- International Health Insurance
- Student and Nomad Health Plans
Highlights
- Fully digital onboarding process
- Plans portable across countries without hassle
- No requirement for a Thai bank account
WAISIAM Advantage
- Easy side-by-side comparisons with AXA, LUMA, and others
- Dedicated French-language support for francophone expats
- AI-assisted translation of detailed benefits tables
Tune Protect
Overview
Tune Protect delivers affordable travel and health insurance tailored for Southeast Asian residents and tourists, with fast and reliable service.
Key Facts
- Publicly listed under Tune Group (AirAsia)
- Offices in Thailand, Malaysia, Indonesia
Key Plans Offered
- Short-term Health Insurance
- Regional and Schengen Travel Insurance
Highlights
- Competitive budget-friendly pricing
- Instant policy issuance
- Fast claims and reimbursement process
WAISIAM Advantage
- Compare budget and premium options side-by-side
- Instant quotes and policy activation
- Dedicated customer support in multiple languages
How to Get Started
Use our instant quote tools to get real-time pricing. Need help? Contact the WAISIAM team for free personalized support.
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