Terms of Use
Please read these terms carefully before using the WAISIAM platform. These terms govern your use of our insurance comparison services.
1. Legal Information and Publisher Identification
Business Global Solutions Company Limited
Registered in Thailand under number: 0105567173732
Registered capital: THB 2,000,000
Head office: 305 Soi Rama 2 Soi 38, Bang Mod Subdistrict, Jom Thong District, Bangkok
Directors: Mr. Virgil Robert Claude Mollereau and Mr. Phonlaphat Huangmanee
For any inquiries or contact: info@waisiam.com
2. Purpose of the Platform
WAISIAM is a web-based insurance comparison platform initially aimed at expatriates living in Thailand, then a broader Thai audience. It allows users to consult, compare, and potentially be connected with partner insurance brokers. WAISIAM is not a licensed insurance broker. It acts as a technical platform for displaying offers and facilitating contact, managed by Business Global Solutions Co., Ltd.
3. Access and Use of the Service
Access to WAISIAM is free and does not require a purchase. However, certain features may require account creation. Users agree to provide accurate, sincere, and up-to-date information. Users must refrain from any fraudulent, abusive, or illegal use under Thai or international law.
4. Nature of Information Provided
The offers displayed on WAISIAM come from partner brokers or directly from insurers. The information is indicative, non-contractual, and does not constitute personalized advice. Business Global Solutions Co., Ltd. cannot be held liable for inaccuracies, outdated data, or errors in the displayed offers.
5. Relationship with Partners
WAISIAM receives revenue in the form of:
- Commissions on policies sold via partner brokers
- Advertising income (display banners, sponsored content)
The platform acts as a business introducer, not as a broker. Sales are completed by duly licensed brokers or insurers.
6. Liability
WAISIAM is not involved in the subscription or execution of insurance contracts. It cannot be held liable for:
- Lack of coverage
- Disputes between clients and brokers
- Refusal of compensation
- Contract withdrawal or cancellation
Users remain solely responsible for their final subscription choices.
7. Personal Data
WAISIAM collects personal data in compliance with GDPR (for EU users) and Thailand's PDPA law.
Data is processed for:
- Connecting users with brokers
- Managing inquiries
- Generating anonymous statistics
- Displaying relevant content (cookies)
Users may request access, correction, or deletion of their data by emailing: info@waisiam.com
8. Cookies and Trackers
Cookies may be stored on the user's device to:
- Measure audience and analytics
- Track conversions
- Display targeted ads
User consent is required in accordance with applicable regulations. Preferences can be managed via browser settings or the platform interface.
9. Intellectual Property
The WAISIAM brand, logo, source code, texts, visuals, and all platform content are the property of Business Global Solutions Co., Ltd. Any reproduction, distribution, or use without written authorization is prohibited.
10. Governing Law and Jurisdiction
These TOU are governed by Thai law. In case of a dispute and failing amicable resolution, the competent court shall be located in Bangkok.